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Average Long-Term US Mortgage Rate Comes Back Down This Week

Mortgage buyer Freddie Mac reported Thursday that the average on the benchmark 30-year rate fell to 6.33% from 6.48% last week. A year ago the average rate was 3.45%.

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Bank to Pay $31M Redlining Settlement, Largest in US History

The Justice Department says that between 2017 and 2020, City National avoided marketing and underwriting mortgages in majority Black and Latino neighborhoods in Los Angeles County.

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The Next Generation, Now (Lance Turner Editor's Note)

A generational leadership shift is happening among key Arkansas companies and families.

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Looking for That ‘Soft Landing’ (Editorial)

Economic reports signal good news for the U.S. economy and better chances for a “soft landing.”

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Designing for Profit in 2023 (Sabrina Starling On Small Business)

Small business owners owe it to themselves to find untapped profit potential, pay themselves appropriately and free up some of their time.

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3 Promoted at Southwest Power Pool (Movers & Shakers)

Kim O’Guinn has been named director of state regulatory policy.

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Business Trusted Most in a More Polarized World, Report Says

A survey found that 62% of respondents see business as both competent and ethical, compared with 59% for nongovernmental agencies, 51% for governments and 50% for the media.

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Kelly Brown Joins Encore Bank Board of Directors

Brown is a partner at Patriot Financial Partners LP, a private equity firm based in Radnor, Pennsylvania that recently invested in Encore.

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Stephens Hires Mike Preston to Lead New Practice

The practice, Site & Incentive Advisory, will advise businesses on growth strategies.

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US Treasury Buys Time for Biden and GOP on Debt Limit Deal

Markets so far remain calm, as the government can temporarily rely on accounting tweaks to stay open, meaning that any threats to the economy are several months away.

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Home BancShares Profit Jumps 58% in Q4

“It’s obvious all banks are not created equal," Chairman John Allison said.

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Signals Point to Gentler Federal Reserve in 2023

The Fed's goal in raising interest rates has been to fight inflation by making borrowing more difficult and to slow economic growth. The strategy, though, hurts investment prices and risks slowing the...

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Average Long-Term US Mortgage Rate Lowest Since September

Mortgage buyer Freddie Mac reported Thursday that the average on the benchmark 30-year rate fell to 6.15% from 6.33% last week. A year ago the average rate was 3.56%.

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Bank OZK Sets Aside More Money for Credit Losses; Q4 Profit Rises 6%

For the full year, the bank's credit loss provisions totaled $83.5 million, compared to a negative provision of $77.9 million in 2021.

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SPONSORED: Woman-Run by Wright Lindsey Jennings Presents Natalie Bartholomew

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Minority-Led People Trust Credit Union Nears Opening

People Trust, led by founder Arlo Washington, is set to see customers in March.

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First Security Eyes Future Growth

First Security Bancorp is looking to the future with its purchase of three west Little Rock buildings.

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Brinkmanship Over Debt Ceiling Dangerous (Editorial)

Brinkmanship that threatens the nation’s ability to pay its bills could hurt millions of Americans.

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Lessons From SBF and FTX (Gwen Moritz Commentary)

The collapse of FTX brings to mind valuable lessons about investing, regulations — and fraud.

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Mike Donnell Marks 10 Years as President of Chambers Bank

Donnell has been working at Chambers for over 30 years.

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